You should purchase LTC insurance while in the best health possible. As we age, the odds of an illness or health issue occurring increases.
You will pay far lower premiums if you purchase a LTC policy while in better health. If you wait until you have health issues, you can pay a substantially higher premium or even be declined.
Remember, when you buy a long term care insurance policy and are approved, it protects you from paying higher premiums later if you have health issues. The insurance company cannot single you out for a premium increase due to “future” health issues you may have.
If you are in your retirement years, don’t hesitate to ask us for a quote. You may fear the price being too large or that you cannot qualify. Getting a quote is free. Our consultation is free.
We also will take the time to discuss long term care and answer your questions.
Or call now for a Life Quote
(480) 659-0229
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